Registered in England and Wales. Company Number 08117620. When you’re applying for a payday loan, it usually means you need cash in a hurry, often for emergencies. As payday loans direct lenders, we are able to offer you a fast, secure and easy process which ensures money is in your account as quickly as possible. Unlike traditional payday loans, you don’t have to pay your full loan amount back on your payday; you can spread the payments out over 6 months to suit your own requirements. Provident is a trading name of Provident Personal Credit Limited. Registered Office: No. 1 Godwin Street, Bradford, West Yorkshire, BD1 2SU. Registered number 146091 England. Authorised and regulated by the Financial Conduct Authority. You should always borrow money from a licensed payday lender with a good reputation. Perhaps your friends or co-workers can recommend a name to you, but if not, you can search for a lender online. Make sure you check the lender’s reviews on independent online my virtual visa card platforms.